DeFi has become more powerful, but also more complex.
Users are not lacking tools — they are lacking a partner who can carry some of the burden.

Over the past months, my team and I have been working on something I believe is deeply important: an Agent that can genuinely accompany you in the DeFi world — Owlia.

This isn’t just a tool-building process. It’s a re-examination of the question: What does a good DeFi experience feel like?

Along the way, a truth has become increasingly clear to me: For years, many DeFi products have focused on piling up more data, more charts, and more options. This kind of full disclosure may be appropriate for B2B dashboards, but for everyday users, it often increases anxiety instead of reducing it.

What truly makes users willing to entrust their assets to a system is not the volume of data — it is trust. And this is the direction we’ve chosen for Owlia.

1. Owlia is Tactful

Imagine you hired an assistant to help manage your positions. What kind of communication style would you want from her?

If she asks for permission for everything, it becomes exhausting. For example, when LP positions move out-of-range, these events should be handled according to predefined rules.

But if she never communicates proactively, you’d feel uneasy too: Is she slacking? Is she actually monitoring risks?

The ideal assistant knows exactly when to bother you and when not to. She consults you only for decisions that genuinely require your input, and in good moments she shares the joy of profit — a subtle way of saying, “I’ve got your back.”

So in Owlia’s design:

  • If something can be handled automatically, she does it.
  • If something requires your judgment, she explains the situation clearly and reminds you to choose.

Owlia understands that her purpose is to lighten your burden and enhance your confidence — not to make you worry about the assistant you hired.

2. Owlia Explains

In DeFi, transparency and understandability are essential — and ironically the hardest to achieve.

  • DeFi’s rules are inherently complex: where returns come from, how risks spread, which parameters matter.
  • DeFi interfaces often feel cold and hostile: charts, disclaimers, warnings, multiple versioned entry points… and users often don’t even know where to check their own assets.

At the same time, nobody wants to entrust their money to a black-box algorithm.

Questions like:

  • Why was this LP constructed this way? Were costs and returns calculated correctly?
  • This pool has great APY — but what’s the underlying exposure?

This is why Owlia’s second core capability is explanation:

  • She explains why she takes one action and not another.
  • She explains what’s happening now, and why she needs your attention.
  • She explains your choices, and the cost–risk structure of each.

Owlia must never become an AI you “just trust.” She must be an AI you can understand.

Only through understanding can anxiety dissolve — and real, durable trust take root.

3. Owlia Can’t Overstep

Security is Owlia’s bottom line — the physical foundation of trust.

To guarantee absolute safety, we designed Owlia under a strict assumption: We do not assume the model is benevolent. We assume it will act maliciously unless constrained.

From that premise, we built hard boundaries.

Owlia will never ask for your private keys.

Owlia manages an account secured by a permission-controlled Safe contract, enforced by a Guard that ensures the Safe’s security model cannot be bypassed.

All automated actions are constrained by two layers:

  • Hard limits at the smart contract level
  • A whitelist-based action boundary at the tooling layer

She is not allowed to perform anything beyond what you explicitly permit. She cannot arbitrarily transfer funds. Every action is auditable and reviewable.

Owlia helps you because you grant permission — not because she herself has the ability to take it.

This isn’t a question of “Can AI do it?” It is a system designed from the ground up to ensure:

Owlia CAN’T be evil.

Final Thoughts

Sometimes I think: if a tool can help someone avoid a mistake, or ease a moment of anxiety during market volatility, then it already has meaningful value.

Owlia is still taking shape, but her direction is clear: To make DeFi feel safer, more transparent, and more like someone is managing it with you — so you no longer carry the worry alone.

If you have thoughts, hopes, or concerns about Owlia, feel free to share them with me. Your voice will directly influence who she becomes.